5.5.3 Insurance for Students without Erasmus Mundus grant

Information for EU-students
Social Security Agreements have been signed with some countries (including the member states of the EU and the EEA). In such cases, you may, under certain circumstances, remain insured via the health insurance in your country of origin. To do this, you have to present a number of documents in Germany. In most cases, EU nationals have to present a European Health Insurance Card or form E 128 /E 111. Before departing for Germany, please make sure that you find out which papers you have to present. Please also check in advance with your home insurer what benefits it will pay in Germany. Foreign insurance funds or companies do not always cover all the costs that occur here. If this is the case, you may end up having to pay any additional costs yourself.

Information for Non-EU-students
We would recommend to Non-EU-students to take out health insurance with the company "AOK", address: Sternplatz 7, 01069 Dresden. It will cost about 70 EUR per month. The advantage is that you will be insured with the AOK during the whole time of studies at all European partner universities (Italy, Portugal and Austria). Before you leave Germany, you must apply for the ''European Health Insurance Card" to AOK.
You should discuss any benefits the card provides you with, its validity etc. with the AOK-agent. Please consider that some chronic diseases etc may not be covered by this card. The AOK will assist you in finding respective solutions.